Dena Loan Against Property Scheme


Make your idle property work for you


If you have free hold, un-encumbered, non-agricultural property, residential or commercial- you can fulfill all your needs with Dena Mortgage Loan. Be it to finance a marriage, higher education, a foreign trip or medical treatment.

You are eligible if:

·You are 21 years of age.

·You are a salaried individual, professional, self-employed, agriculturist.

·You are an income tax assessee for at least 2 years.

·Your net monthly income is at least Rs. 12,000/-. Income of spouse (co-applicant) can be clubbed for enhanced eligibility.

Loan Amount

·Minimum- Rs. 2 lakhs

·Upto- Rs. 500 lakhs

Margin

50%

Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates applicable

INTEREST CHARGED ON DAILY REDUCING BALANCE

Security

Equitable mortgage of the property.

Process Fees

1% of the sanctioned limit

Repayment

Upto 10 years

Prepayment Charges

0.50% of the sanctioned amount.


Application Form

For any query, Please contact : Email: rbd@denabank.co.in